Abstract

The pilot’s objective is to obtain forms of profiling of insurance needs for small and medium enterprises, in order to know their risks better and in this way to be able to offer a selection of products and coverage in a personalized way. The pilot will implement an automation of the subscription process that helps the insurance company reduce costs. In addition, being able to verify that the data entered is correct with a double verification avoids possible errors in the cost of the insurance premium The monitoring and identification of real-time risk changes allows the company to know if the insurance cost really corresponds to the real risk of the SME or if it should increase or decrease it to adapt it to its current situation. This is based on the collection of information from these companies in open and alternative data sources to those traditionally used by insurers. To achieve it, the platform’s robots filter and track the company’s fingerprint on the internet in various open sources, ranging from social networks, public official records, opinions web, the company’s own web pages, etc.